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Reply to "Clueless about whether to buy long term care insurance"
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[quote=Anonymous]I actually bought it in my late 20s. I did the math and for the best option it was cheaper to get in at those rates now and pay them for decades then pay the higher rate quoted in today's dollars for a $50 year old. Yes they did announce a rate hike recently this has been the first one in almost 8-9 years since I've had my policy. Also just want to point out that I think you are underinsured. And you should consider getting insurance for your husband even though he makes less than you. I make about $130 and have a $2 million 30 year term policy. Fegli is too expensive and the rates go up so get yourself a private policy and once in place cancel fegli.[/quote]
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