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Reply to "Clueless about whether to buy long term care insurance"
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[quote=Anonymous]Hello money people, Hubby just got a new federal job and we have the option to buy long term care insurance at reduced underwriting w/in 60 days. Does anyone have a view on whether long-term care insurance is worth the cost? For the lowest option, which would pay out $150/day for 3 years, it is $77/pay period. This seems pricey. DH is in his late 40s and I'm in my late 30s. He earns about $80k/year and I earn about $300 k/year. I have a $1 mill life insurance policy on myself (none on DH) but have no long term care insurance. Any advice is appreciated![/quote]
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