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Reply to "How do you make maxing out TSp/401K work?"
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[quote=Anonymous][quote=Anonymous]What are you contributing now? Are you taking full advantage of your agency match? Do you budget based on two paychecks/month, and could you allocate the two extra paychecks in the year (or one of them) to TSP? Are you maxing your dependent care FSA? Is there a point in the year where you'll have a bit of extra income because you hit the SSA max? Can you allocate that extra to TSP? When you get a raise, promotion, step increase, etc, can you allocate the extra take-home to TSP? You may not be able to max out in the years when you have high childcare expenses. But these are pretty easy ways to "find" money in your regular salary/life.[/quote] Op here: I was doing 6%, and just increased to 10%, for the rest of the year. I max out DFSA, I put $1000 in FSA. I have never put the grade increases towards tsp, but now as a 14 I've reached full grade, and will allocate steps towards tsp. [/quote]
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