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Reply to "Anyone NOT maxing out your 401(k) even though you're making decent money?"
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[quote=Anonymous]Have you price the work you want done? I would go the HELOC route if that is enough for what you want to do. The price of renovations does go up and interest rates are low, so given your large equity and income I would consider using a HELOC and then ultimately refinancing to consolidate your loans if cashflow is a concern, as you could probably end up with a mortgage payment not that much higher than your current one. [/quote]
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