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Reply to "Anyone NOT maxing out your 401(k) even though you're making decent money?"
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[quote=Anonymous]15:54 here - I did a HELOC when I needed to redo a kitchen and some bathrooms in my previous house. Had a HELOC of $30K, used about $24K of it, had a rate of less than 3% and paid it back $1,000/mo until I sold the house, when it was paid off in full. It was a very good decision for me, I just wish I'd done it earlier to enjoy the renovations for longer.[/quote]
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