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Reply to "Anyone NOT maxing out your 401(k) even though you're making decent money?"
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[quote=Anonymous]I'm not quite maxing out my 401K but I'm close - I put in about 15% of my income, so it comes out to about $16,500. (the max is $18K.) Before I had my child, I maxed out my 401K and my Roth. Now, I'm a bit house poor (but the house is appreciating well) and I'm funding college. I mostly do retirement and college savings, though I do keep about $30K liquid-ish. In your situation, I'd probably do a HELOC. Rates are low, and you definitely have enough equity. You just need to be able to pay it back while making your other monthly payments.[/quote]
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