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[quote=Anonymous]OP-adjudicator here again. Don't freak out too much-I really think you will be ok. I know it's embarrassing to disclose to EAP or security, but taking charge of it is the biggest factor. I don't see a benefit from chapter 13 right now-and you have paid off a great deal of your previous tax debts. That is awesome! I would just try to get some kind of arrangement with the state taxes in writing if possible.

It sounds to me like you made the best choices you could under your circumstances. You are taking ownership and showing good faith effort to resolve the issue and not let it happen again. You have some extenuating circumstances as to how you got into the financial situation, and it wasn't that you were unwilling to pay the debt but got in a situation where you have medical issues and a divorce impacting your finances. This is all taken into consideration.

I would write out an explanation for how this happened and what steps you have taken to resolve it so far and what you have planned for the future. You can submit that with your SF-86 during your reinvestigation. It always helps to provide as much information as possible and be honest, transparent, and forthcoming with any concerns. Don't be scared. A lot of people have gone through serious financial hardship and come out on the other side with their clearance intact. Keep your head up and keep making progress. You are doing great so far. Best of luck to you! [/quote]

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