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Reply to "Filing bankruptcy in order to keep my security clearance "
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[quote=Anonymous][quote=Anonymous]i used to adjudicate clearances. The bankruptcy itself isn't the issue, and I don't know that chapter 13 will help you because it is tax debt, and you are already paying it back. Telling people that filing bankruptcy in and of itself could make them lose their clearance is how people get into these terrible situations. I would be more worried about how someone got that far in the hole with taxes. Was it a lack of filing? Because THAT could cost someone a clearance unless you address it right now. What you should do is go to your agency's EAP program and get financial advice. You have a financial issue but what they need to see is a good faith effort to pay it back. They need to see you embracing this and working on it-not running away. Going to EAP really faces the issue and shows a willingness to work on it. Whatever plan you come up with for repayment, make sure you stick to it and document your progress. Also-depending on which agency you are cleared with, that 5 years means nothing. My last re-investigation was over 10 years ago. [/quote] This is very helpful, thank you! I have filed my taxes. My mistake was keeping my exemptions really high for to long. For a time during my marriage I was the only one working, due to my husband becoming ill. High exemptions times 4 kids to take care of (oldest child is now on his own), was the only way that we could get by. I reported this to my CSO, so they have records of the financial hardships and his illness. I hate having to report stuff. I understand why I have to do it, but it is so embarrassing. In regards to the reinvestigations, I have been at my agency for 18 years and have gone through two. [/quote]
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