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Money and Finances
Reply to "Ditch disability?"
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[quote=Anonymous]Op, this is a risk aversion question and it is unique to every person. I'm 44 and have never claimed disability (thanking my lucky stars), but I pay for the additional insurance my employer provides because I am single and have to pay my bills if I go out for a period of time. You have two incomes and could make some quick adjustments in your finances if you became disabled. So do you "need" it? No. Should you keep it? That is up to you. How far in debt are you going to go if there was no disability payment and you made all the financial adjustments that you could? [/quote]
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