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Reply to "Switching Short Term Disability Provider During Pregnancy"
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[quote=Anonymous]That's an interesting question. I think you are going to have to fess up to your HR person and find out for sure. They can work with the insure/broker to get a certain answer. I haven't encountered this before but as the benes person in my office, my thought is: STD doesn't really cover "pregnancy". It covers eligible pregnancy related illnesses/conditions. Including typically x number of weeks of payments for a vaginal delivery, x number for a C section. You are not disabled at this point. You will not trigger the condition that renders you "disabled" under the plan until you deliver. So you don't actually have the condition that you will be using the benes for. Yet. [/quote]
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