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Reply to "AFR vs. Adjusted AFR-Family Loan"
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[quote=Anonymous]HI, I will be taking a mortgage from my mother to assist in the purchase of my home. I know the AFR is the lowest interest she can charge me per the IRS. I see both the AFR and the adjusted AFR on the IRS sheets. Can someone tell me the difference and which one we would use for this scenario. The adjusted is lower but I am unclear if we can use that amount for the loan or do we need to use the plain AFR? [/quote]
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