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Reply to "Feel poor at 300k HHI"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous]OP here. Our mortgage payments are fixed at about 3750/month. Student loans of 1k/month (one lawyer), and we have a nanny because we can't make our work schedule fit with daycare and have no local family. [/quote] Wow. No wonder you feel stretched.[/quote] That is a lot, but, no, that alone doesn't explain this. If you're making $300K, your monthly take home is over $11k even with insurance and maxing out 401k (more of you're not). I'm guessing it's the addition of the nanny that's killing you. What does she make? I am betting it's on par with your mortgage in actual costs to you (not just her salary, but also your side of her taxes, payroll service or tax prep, etc). [/quote]
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