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Money and Finances
Reply to "Anyone else not have any credit cards & why does it hurt my FICO score?"
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[quote=Anonymous]You sound really old school. We pay our credit card in full every month. Have never spent any money on interest. We earn points and get upgrades on flights and free hotel nights using the points we earned on our credit cards. About half our charges are personal. Other half is business related expenses. Some are reimbursed. Others are written off during tax time. You can export all your charges year end and it is easy to itemize for taxes. I'm a SAHM and I think I have a credit score of 820 or 840. It is very high. Our main credit card that we charge $10-20k per month was under my maiden name. We spend a lot on that card and pay off every month. I also have 2 other store credit cards that we pay off every month. I have no other debt. DH has a credit score of 780 or so. Both our house mortgages are under his name. All the bills are under his name.[/quote]
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