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Reply to "Anyone else not have any credit cards & why does it hurt my FICO score?"
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[quote=Anonymous]I'm surprise your score is as high as it is since you know about very little about cc's. Annual fees are so 80s and you don't pay interest if you pay on time. I have many cards, never paid annual fee and never paid interest. I have many more on time payments to show Fico people than you do. We also pay mortgage on time, cars cash and students loans. One thing is to have a credit card and the other thing is to overuse it. Open it, hide it, take it out only once a month for groceries. Not having a credit card was important for you, now is having a better credit score, so open one since it's tied to use of cards and how you repay them.[/quote]
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