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Reply to "Anyone else not have any credit cards & why does it hurt my FICO score?"
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[quote=Anonymous]Your credit score (very high 700s) is outstanding. There is no need to increase it; you will qualify for the lowest interest rates available. At the same time, there are plenty of credit cards that don't charge an annual fee, as well as credit cards that charge an annual fee but offer various bonuses (points, miles, etc.) that make the annual fee worthwhile. [/quote]
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