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Reply to "Anyone else not have any credit cards & why does it hurt my FICO score?"
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[quote=Anonymous]You can have a credit card and pay the balanc ein full every month. That will build your credit rating, but still you're paying no interest. REgarding your score, you have no credit history with revolving credit lines (credit cards), which lowers your score.. It's better to show you can get such credit, and handle it, then not get it at all.[/quote]
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