Reply to I adopted as a single mom. Now, marriage proposal

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[quote=Anonymous]Forgive me if this is not the right forum--I don't see a Legal Questions forum. 
I adopted my child as a single mom abut ten years ago. All is well and we are very happy. 
My boyfriend was supportive during the process, but not sure he wanted to be a dad. No problem. 
He has since become VERY supportive, financially and every which way, and we've lived together for the past four years. 
I think it's not healthy for us (or our child) not to be married. It's just too unsettled. I insisted that he keep his own place--he rents it out occasionally--but I want to make sure that if we split up, he has a place to go and my daughter and I don't lose our home. 
He is now preparing to retire (he's much older). He asked, but cannot add my daughter to his life insurance (we're in Maryland) unless he either formally adopts her, or we get married. 
Not too romantic--we're not romantic types--but should we get married so I can make sure my daughter is provided for, financially, should something happen to him? 
Also, if we're not married, can we visit him in the hospital should something happen? 
This is not the Prince Charming and white picket fence fantasy that I had when I was a teen, but this is my life. I'm grateful, but need to make sure my daughter is protected.  
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