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Reply to "The balance: saving too little vs saving too much. AND Tesla"
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[quote=Anonymous]OP here. Since many are wondering about our mortgage I will clarify. Our PITI is $4250 with 27 year left. I do not intend to pay the 3.9% loan sooner. My general rule is 1/4 of our income for each of the 4 category: taxes, house, saving and other (food, daycare cost, vacation, etc ..). Our house was brand new so I do not expect any of the big ticket item for at least another 5-7 years. I know most of you like to own your house free and clear but I like leverage. None of this in defense of buying the car by the way.[/quote]
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