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[quote=Anonymous]I've worked for two large companies in the financial services industry (not Cap One) that did not issue a written offer until you've negotiated/accepted the verbal one. There is a lot of work involved in preparing a written offer and they don't want to go through the hassle and expense (at my current company, for example, they wait for the verbal acceptance before doing the background check). I don't know if it's coincidental or not, but at each place all benefits etc. are not negotiable (everyone starts out with the same amount of leave, etc), so once you've negotiated the salary there isn't anything else in the offer letter that would help you to make a decision. [/quote]
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