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Money and Finances
Reply to "Bank auto loan or dealer"
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[quote=Anonymous][quote=Anonymous]If you get a loan through your dealer, they will have to run your credit. They can literally do it in 15 minutes. I also don't see anything wrong with giving the dealer a chance to beat the bank rate. [b]Dealers make more money off of the loans than they do from the actual car sales so you may find the dealer is going to work hard to get you to take their loan and that's fine.[/b] If it's a good deal then take it.[/quote] I just want to highlight this point. Even if you use the bank auto loan, you should tell your dealer before you negotiate the nominal price of the vehicle that you might use them for financing, because they will give you a lower price on the car itself if they think you will then purchase financing from them. Don't eliminate the possibility of financing through them until you have obtained their best offer on the vehicle price.[/quote]
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