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[quote=Anonymous]You have 120k Take 3-6 months of expense and (that's your emergency fund) and then add the money you need in less than 5 years Put that in a municipal bond fund If there is anything that is leftover put around 1k a month into a broad based fund Something like this https://investor.vanguard.com/mutual-funds/lifestrategy/#/ The reason you only put 1k a month is dollar cost averaging (look that up :-p). You don.'t want to invest all your money when the market is really high and then have it tank on you Good Luck [/quote]
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