Reply to Pay for college with loans or cash...

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]Look for cheaper schools.[/quote]

That didn't help at all and didn't answer the question.  Not interested in going to a cheaper school.[/quote]

IF, and only IF, she plans on taking a govt or non profit job, finance everything.  She will then be eligible for income based repayments (10% of income) and 100% forgiveness in 10 years.  She could easily come out 50- 75K ahead doing this.[/quote]

Thank you this helps.  Niece is going to school either using trust money or loans.  [b]She is not considering going to a cheaper school.  [/b]

And to the PP who wants the Audi, hey if you got the credit go for it!  YOLO![/quote]

What is wrong with cheaper schools? You seem very defensive, OP. [/quote]

I'm not defensive, and nothing is wrong with cheaper schools if you want to go to cheaper schools.   But going to a cheaper school was not my question or my issue.  She has chosen her school, was accepted and decided that's where she wants to go.  She has decided that she is going to do whatever it takes to go to this school, be it using loans or all of her trust money.  Therefore talking to her about going to a cheaper school is of little importance to her.  Me and my brother are just trying to figure out which to use.  Loans or the cash.

She want to be a doctor, so she knows she has a long wrong ahead of her.  She is steadfast on this school.

[/quote]

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