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Reply to "Help - I rack up such a high balance on my credit card every month"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous]I'm early twenties, living with my parents. Zero debt, minimal bills every month. i just paid down a $900 balance last month and now I'm already at $700. HELP. Help me to stop. I'm saving as much as I can, but now since opening a credit card I'm racking it up so fast. I want to keep it to like, phone bill ($100), gas ($23 every week), and occasionally groceries (probably $100 a month)[/quote] I'm increasingly amazed at how stupid some people are. Save yourself because no one else will. It's part of growing up.[/quote] Don't listen to Miss Grumpypants. Recognizing the problem is a very good first step. Self-discipline can be learned. 1) Leave the CC at home and go 'all cash.' It will hurt a little when you have to buy something. 2) look for a cheaper phone plan[/quote]
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