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Money and Finances
Reply to "Help - I rack up such a high balance on my credit card every month"
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[quote=Anonymous]Leave the credit card at home unless you are going to the grocery store or buying gas. Do a little more analysis on where your money is going - restaurants? cabs? clothes? Set a budget for those things and decide how you will pay - cash/debit card/credit card. So long as you can pay off your balance each month there isn't necessarily harm in using your credit card to pay for things. The problem comes if you are carrying that balance for months on end and essentially overspending your income.[/quote]
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