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Reply to "have you rolled over a 401k plan?"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous]I'd roll them into something like a Vanguard IRA so you have more control and choices than you would in your current 401k[/quote] NP- does this make them Roth IRAs?[/quote] NNP. No. Roth just means that the income taxes are already paid on the money, so future distributions will be tax-free. If you just do a regular 401(k) rollover, the taxes have been deferred and they remain deferred until you withdraw the money during retirement. However, you could do a rollover and a Roth conversion if you wanted to, paying the taxes now. Short answer, as always: Talk to Vanguard. They'll take care of you.[/quote]
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