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Reply to "Best place to "save"?"
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[quote=Anonymous]+1. Will be curious what others think, but we have stuck with CapitalOne 360. We looked at Ally and CDs from several places, but the interest rates are so low that it didn't make sense to bother with moving it around or setting up a CD ladder. I think the difference between an Ally online savings account and a 12 month CD is like .05%. You can bump it up to 2% if you go for a 5 year CD, but we call it an emergency fund for a reason and don't want it tied up for 5 years. If I wanted to go that illiquid I would just throw it in Vanguard and deal with cap gains/losses/tax issues if I needed the money.[/quote]
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