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Reply to "Parent lost their job. Sigh."
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[quote=Anonymous]Also, I'm just going to say, you should not be "saving up money" to pay off CC debt. Every time you have money to go towards that, you should put it towards the balance immediately. CC have HIGH interest rates. You want to get the balances lower ASAP. That means you don't "save" $50 to put towards the credit card in 2 months. You put that $50 right towards your balance today, right now. And as soon as you are done, you start putting any extra cash into savings. I assume you don't have a savings account, which is not good with small kids. Pay off the CC asap, and start putting money every paycheck into a savings account. [/quote]
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