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Reply to "Feds - have you applied for Long Term Care insurance?"
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[quote=Anonymous]DH and I are both Feds in our early 40s. To round out our retirement portfolio, we're wondering if we should invest in some long term care and/or long term disability insurance. We feel that the disability insurance might be more important in the short term, but fed employees are offered the LTC insurance. So, we're wondering if we should do LTC through the fed program and buy a supplemental long term disability policy. Would be a lot more money than we want to spend. Any good advice or been there stories you all can share regarding this issue? [/quote]
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