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[quote=Anonymous]Do some thinking before you simply decide to pay off debt, any of it. You may, for example, want to invest that in a fund and use the income to either pay off the interest element of the the student debt and/or make an additional interest payment. Presumably, you have already budgeted for the loan payments, and using this found money to pay only the interest effectively converts the debt into interest free debt. You really need to look at your 5/10 year plan. Kids now or in the future? What do you and your spouse do for a living? Job security? Etc. While it is tempting to just pay off those loans, there is often good reason to spend other people's money. Especially if the cost of that money is nothing.[/quote]
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