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Reply to "Does it make sense for me to refinance?"
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[quote=Anonymous]We bought our house in 2014 with a VA loan at 3.75% and a $600K mortgage. I can refinance at no cost (no points, credit from lender that will cover the VA funding fee and all closing costs) at 3.25%. We might actually gain a few hundred bucks through the escrow refund. This would save us about $150 a month. Seems like a win to me with the only drawback being the mortgage will be extended out another year and change. Of course, we could take the savings and pay the mortgage down faster too. Am I missing anything here?[/quote]
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