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Reply to "Not allowed to max 401K"
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[quote=Anonymous]Yes it's true and it's as a result of what is called discrimination testing. Your only other avenue's are if your employer offers a high deductible health plan that allows a health savings account - that money is contributed pre-tax and whatever you don't use rolls over from year to year. Also some companies also offer a supplemental deferred compensation plan. You can ask if they would consider implementing this. We have one, but the downside is that you have to take a payout when you leave the company, however it can be structured over 5, 10 or 15 years. People, this is not the FSA I am speaking about.[/quote]
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