Reply to What's the minimum level of monthly income minus mortgage you'd feel comfortable with?

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[quote=Anonymous]Most employers don't pay as much (or anything) toward family premiums. DH pays $400/month for me and DS.

You'll need to put money in a retirement account for your husband.

You may want to do lessons/activities with your children before they start PK.

You will want an intermittent babysitter, for date nights, when your DH has a doctor's appointment, or if his hobbies coincide with your having to work late or travel.

You will find yourselves outsourcing more than you did. Before kids, DH and I could retile our bathroom ourselves, but now someone has to watch the kids. You may want a housekeeper, or maybe you'll eat out more.

You may spend extra in gas or transit costs if DH likes to take the children out frequently.

Once your children are over 2, you need to buy an additional plane ticket(s) when you go to Australia.

Obviously, you can live on an HHI of $120k. I don't think anyone will dispute that. But maybe not if you want a comparable lifestyle to what you have now.[/quote]

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