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Reply to "What should I do with my 6% raise?"
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[quote=Anonymous]OP again, I should add that DH's job (which is $160 of our HHI) is very stable. Mine is less so but still stable. We both are in fields that it would not be difficult to find another job if we lost our current ones, so I am not that nervous about our emergency savings. We also have $25k in stock that could be easily accessed if we needed it. We both lost a good amount of our early 401k plans in the 2008 crash, which accounts for the lower amount there. Also, we have been paying for daycare until this fall, so we now have some extra money there to play with.[/quote]
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