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[quote=Anonymous]That sounds extremely stressful. 
It sounds like you have multiple things going on that would be hard to cope with if you only had to deal with each of them at a time. I read your line about life insurance as saying that you feel so trapped right now that if there was financial benefit to your family you would end your life. Is that so? Do you have a friend you can talk to or access to services that can help you cope? (from a different part of the world, but, for example, people who are unemployed here can be referred to sliding scale or free counselling services. Also, charities that focus on men's coping and mental health might be able to help you). This might be a helpful place to start http://www.mentalhealth.gov/get-help/immediate-help/. 
I know that you have described multiple serious issues (wife's depression, parenting issues, job loss etc), and while addressing your distress won't change those things it will help you to cope better in what sounds like a truly awful situation. 
Best wishes[/quote]

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