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Real Estate
Reply to "Best way to shop for a mortgage?"
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[quote=Steve][quote=Anonymous]I am pre-qualified at my credit union but am realizing that I can probably do better with closing costs. They have an almost 5K origination fee, for starters! Looking to borrow about 400K, and have excellent credit/good income/many existing assets. Any ideas? Thanks![/quote] Start at Zillow Mortgage Marketplace to understand what rates you could get: https://www.zillow.com/mortgage-rates/ Be sure to factor in rate buy downs, lender fees, closing credits, etc into your comparisons to get a true baseline rather than the low number magic they might try to trick you on. Rates can vary at lenders day by day based on the volume of work they're doing and what risk they want to assume. They will also match each other depending on the current mood. Good luck![/quote]
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