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Reply to "401K question - embarrassed that i don't know answer"
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[quote=Anonymous]You should be getting regular statements in the mail telling you how much you have in each account. The money does stay there forever, or until they contact you and force you to roll it over. (Except for the person above who had it stolen. That's an odd scenario.) You can also withdraw the money outright but the tax penalty is quite large. A couple of years ago, I gathered all my statements and rolled over 4 different 401k accounts from long-ago jobs into an IRA. You can set up an IRA with your bank or credit union (they will be happy to help you set it up). Then you can contact each bank or investment firm that holds the 401k account and ask them to help you roll it over. It's a standard process.[/quote]
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