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Health and Medicine
Reply to "Anyone have experience with a "high deductible" health insurance plan?"
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[quote=Anonymous]I've had one for several years. The positive is that the premiums are generally lower although mine went up 35% this year. My first plan had a $5200 deductible, the current one is $3200. As a family of 4 we actually do hit the $3,200 limit fairly quickly. The biggest adjustment is prescriptions - we have a couple of regular prescriptions that can be $200-300 each until we've met the deductible. I think well child care is covered outside the deductible so that shouldn't be an issue for you, but definitely look at the plan options you have.[/quote]
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