Toggle navigation
Toggle navigation
Home
DCUM Forums
Nanny Forums
Events
About DCUM
Advertising
Search
Recent Topics
Hottest Topics
FAQs and Guidelines
Privacy Policy
Your current identity is: Anonymous
Login
Preview
Subject:
Forum Index
»
Health and Medicine
Reply to "Anyone have experience with a "high deductible" health insurance plan?"
Subject:
Emoticons
More smilies
Text Color:
Default
Dark Red
Red
Orange
Brown
Yellow
Green
Olive
Cyan
Blue
Dark Blue
Violet
White
Black
Font:
Very Small
Small
Normal
Big
Giant
Close Marks
[quote=Anonymous]We're moving to one next year. You generally have to pay 100 percent of the charges (for in-network providers, this is a previously negotiated rate) until you reach your deductible, and then a portion of those charges until you reach your out-of-pocket maximum. You may have separate "embedded" deductibles for individuals on your plan. You should plan to bank as much $ as you can in an HSA. That will enable you to pay your medical bills with pre-tax money. It also is not "use it or lose it" so you can use it later if you don't have many medical expenses this year. Depending on the cost of your premiums vs. your old premiums, you may wind up saving money if you and your kids are healthy. But it does require you to be more aware about the costs of doctor visits/tests/procedures and maybe think twice about whether you need them. Your company should provide you with extensive info.[/quote]
Options
Disable HTML in this message
Disable BB Code in this message
Disable smilies in this message
Review message
Search
Recent Topics
Hottest Topics
