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Money and Finances
Reply to "Critique my budget, please"
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[quote=Anonymous]Don't count on groccery and miscellaneous decreasing if one of you looses a job. That can be a stressful situation and you don't want to feel the extra sres of nickle and diming yourself. Try instead to save up an emergency fund that covers 6-12 months. Others may say 12 months is too much, but I'm risk averse so that is waht I'm comfortable with. We also chose a mortgage that we can handle on one income for the same reason. Good luck![/quote]
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