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Infertility Support and Discussion
Reply to "Insurance Coverage with Cigna in Maryland"
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[quote=Anonymous]The state of Maryland has mandatory infertility/ if coverage. Of course there are limitations, restrictions and exclusions -- but most likely your coverage would be better if your plan was based in MD (purchased through a MD employer). The state of Maryland (as an employee) theoretically should follow these guidelines. If for some reason there is an exclusion, if you live in MD you can buy a private plan off the exchange or directly from the insurer. If you have a choice during this time - I would switch off Kaiser. For IF / IVF you will want the flexibility of a PPO - to switch doctors, flex on meds, see specialists etc. You can always go back to Kaiser when you are in the next stage.[/quote]
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