Reply to At what HHI did you start fully funding your 401k?

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[quote=Anonymous][quote=Anonymous][quote=Anonymous]OP here, to the ones who successfully funded early on, did ever scale back in funding due to kids entering the picture? How do you keep motivated?
After 10 years I am at a point where it gets old. [/quote]

When you bite the bullet and max out contributions early, the hard part is already over with.  Every raise going forward is all yours.  Your family budget grows along with the raise, as the saving has long since been taken care of.  If I'm ever satisfied with what's accumulated I'd drop down to just contribute enough to get the match...but I don't see that happening.

Motivation? Looking at a giant pile of money while knowing that I can retire very comfortably sometime in my early 50s while my kids are still in their pre-teens is pretty motivating.[/quote]

Yes to both of these.  Having maxed out for 10 or so years now, you actually see your raises (when not eaten up by health insurance...).

And once I hit $300K or so, the account really started taking off.

As someone who did not come from money, and do not invest much outside of a 401(k), it's nice to know that I have a really nice nest egg tucked aside. [/quote]

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