Reply to How do you divide up shared and individual accounts with your spouse?

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[quote=Anonymous]Do what feels best, as long as money is not used as a form of control or power in the relationship.

All of our $$ goes into one operating account which is jointly owned.  All expenses, investments and savings are allocated from this account with no regard to our income levels. We did try to have separate checking accounts where each of us gets a set equal amount each month, but this did not work well as I always ended up having to make "loans" to my DH that he could not repay timely or satisfy on reasonable terms (he would offer to perform services like mopping the kitchen. As if he does not benefit from a clean kitchen lol. He also would offer sexual favors--this was more appealing).

We both max out our 401ks. When we had to pay into daycare and could not save as much, we both set our 401k savings to the same amount. We also make joint decisions on investment choices, however, I generally yield to my DH in this regard. I am better at budgeting and saving, but hes better at investing and risk taking. We maximize our strengths and manage our weaknesses.

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