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[quote=Anonymous]I am interested in this as well, but never pulled the trigger largely due to the fact that your returns are taxed as regular income. We pay enough taxes as it is so I am not sure I want this adding to the tax bill at our current tax rate. I was thinking about just taking what I would have thrown into Lending Club and depositing it into my Vanguard account so I can let my investments grow and only pay taxes on them when I sell assets in retirement and have a much lower tax rate. What are your thoughts on the tax ramifications of P2P lending? I am still mulling it over. [/quote]
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