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Reply to "FEGLI or another life insurance option?"
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[quote=Anonymous]I would shop around - FEGLI rates ramp up substantially as you age. You should be able to do better unless you have underlying health conditions. Not sure why 30 year term is a problem vs. FEGLI being "permanent" for as long as you are an employee - presumably you are going to retire in around 30 years anyway? A 30-year term policy or even a 20, 25 year term seems like it would be fine. That being said, I signed up for increased FEGLI coverage outside of an open season and it was pretty easy. Had to get a physical which I was able to get for free at my employer health clinic.[/quote]
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