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Reply to "Hating the TSP -- opinions on how to invest?"
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[quote=Anonymous][quote=Anonymous]New federal employee and I am thinking the TSP is a joke and treats gov't employees like a bunch of idiots who can't make financial decisions and thus have to be limited to 5 funds. I'm in my early 30s and with my prior retirement plans -- which always had 15-30 options -- I had a growth allocation. What % combo of funds can get me to something like that with the TSP? I don't want to put everything into the fund that resembles S&P -- bc the S&P hasn't done so great YTD; yet I have no idea what the "smaller companies" funds represents and am not sure what combo of that + S&P will get me some kind of growth allocation.[/quote] If you prefer active management then you might want to contribute the minimum to get the match and invest any excess the same way you've been doing so far.[/quote]
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