Reply to Should I stop saving in 401K for short period to increase house down payment fund?

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]Ha, PP - this is OP and I'm a long time Dave Ramsey listener which is where I got the idea :)  But I wanted to see if I got any other perspectives that made me think differently.[/quote]

PP here... I'm a 10-year Dave Ramsey listener! We paid off our house last week. So yeah, I'm a big fan of big down payments!

Have you done the math to see if you're on track for retirement if you reduce? [/quote]

Congratulations!  This is amazing.  Are you going to call in and do the debt free scream??  I can't imagine ever paying off my house in this area.  But would certainly love to which is why I'm thinking of being "gazelle intense" for the next 2 years to throw as much money as possible at our down payment.[/quote]

I'm not. I have a pretty distinctive voice and we're pretty private about finances in real life. We live a very modest lifestyle and people probably think we make about half (or less) of what we actually do - which is how we were able to pay off the house so quickly. Combination of buying pretty conservatively + living pretty conservatively.

We're taking a cruise at Thanksgiving though! The ultimate middle-class celebration! [/quote]

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