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Reply to "Please help me with 529 plan"
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[quote=Anonymous][quote=Anonymous]One other tip worth noting in DC - if your'e going to put in more than $4k, establish a separate account for each spouse to put in. $4k is the max deductible per spouse ($8K per couple if filing jointly, and each has an account).If you're over the 4k, you can carry forward. [/quote] In MD you can play this game several ways. You can create an account with yourself as the beneficiary, another with the kid, and another with the spouse. The max deduction is per account "pair" (owner/beneficiary). [/quote]
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