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Infertility Support and Discussion
Reply to "Help me understand IVF insurance/should I wait for open enrollment?"
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[quote=Anonymous][quote=Anonymous]You cannot do shared risk with insurance with SGF. It depends on your financial situation. If you can afford it, I would do shared risk as by the end of the year, if you remain unsuccessful, you can always quit shared risk and get your money back and switch insurance for next year.[/quote] I second this course of action! It's the best way to have both worlds. If you get pregnant before the end of the year with Shared Risk - yay. But also know that if you wanted to try for another child down the road, you could still time it so you signed up for insurance ahead of cycling and not have to do Shared Risk again. You would still have 3 tries with either Aetna or MDIPA. Also, if you have any frozens left, SGF has a really reasonable rate for FETs with Aetna insurance. [/quote]
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