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Infertility Support and Discussion
Reply to "Help me understand IVF insurance/should I wait for open enrollment?"
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[quote=Anonymous]Shared risk can give you peace of mind. I did 3 IVFs at Shady Grove with federal MD IPA ( the coverage for meds is far better than Aetna). The out of pocket costs for freezing are $1800 per cycle, not covered by insurance. If you need PGD, the fees for testing and embryo biopsy are also out of pocket, around $4000 per cycle. And an FET will count as one of your 3 attempts, unless you choose to pay for it out of pocket ($4600) and save your fresh tries. Of course hopefully you will be lucky and succeed on the first go, so weigh your options accordingly. Good luck![/quote]
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