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Infertility Support and Discussion
Reply to "Help me understand IVF insurance/should I wait for open enrollment?"
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[quote=Anonymous]OP here - I didn't realize that insurance wouldn't cover shared risk. Good to know and that changes a lot... if one IUI cycle is $9500 and I have to pay half, that means after 4 cycles I'd have paid about the same as shared risk ($16,000) out of pocket. Plus it sounds like more for freezing embryos, should we be so lucky. I definitely don't want to do any more IUIs. They seem like a waste of time. Also we paid for those out of pocket - $1600 a pop.[/quote]
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